# Insurance recommendations? **URL:** \ **Category:** Shop Talk\ **Created:** [6 October 2025 11:27 UTC](https://talk.folksy.com/t/insurance-recommendations/32357 "2025-10-06T11:27:29Z")\ **Posts on this page:** 12\ **Page:** 1
**Author:** ![greenhousecatstudio](https://sea2.discourse-cdn.com/folksy/user_avatar/talk.folksy.com/greenhousecatstudio/32/223136_2.png) [@greenhousecatstudio](https://talk.folksy.com/u/greenhousecatstudio)\ **Post date:** [6 October 2025 11:27 UTC](https://talk.folksy.com/t/insurance-recommendations/32357/1 "2025-10-06T11:27:29Z")
Hiya everyone! This is my first time posting here, so I hope I’m doing it right! I wanted to ask for product liability insurance recommendations from other crafters. I used to be insured with CMTIA, but they said they can’t renew me for another year because I honestly stated, that I am changing the focus of my craft business: stopped doing markets and only sell going to sell online (at Folksy, of course!) and directly to gift shops (that was their main issue). I know Folksy provides a 10% discount for Craft Cover, but I struggled to find any reviews for them online (+the quote I got was more expensive than my previos one). So basically just asking if anyone can recommend an insurance company that is affordable and easy to apply to. Or maybe you’re covered with Craft Cover and can tell me something about them! I do crochet and felt flowers, bouquets and gifts. Big thanks in advance! ---
**Author:** ![LooneySpoons](https://sea2.discourse-cdn.com/folksy/user_avatar/talk.folksy.com/looneyspoons/32/136303_2.png) [@LooneySpoons](https://talk.folksy.com/u/LooneySpoons)\ **Post date:** [6 October 2025 11:56 UTC](https://talk.folksy.com/t/insurance-recommendations/32357/2 "2025-10-06T11:56:01Z")
Ian Wallace ([craftinsurance.co.uk](http://craftinsurance.co.uk)) are quite widely used or if you meet the criteria for calling yourself a practising artist you can join a-n, the artists’ network ([a-n.co.uk](http://a-n.co.uk)) for £38 per year and be covered by their PLI insurance. Criteria are here, you need to be able to meet 3 of them [https://www.a-n.co.uk/about/artist-membership-who-its-for/](https://www.a-n.co.uk/about/artist-membership-who-its-for/) ---
**Author:** ![greenhousecatstudio](https://sea2.discourse-cdn.com/folksy/user_avatar/talk.folksy.com/greenhousecatstudio/32/223136_2.png) [@greenhousecatstudio](https://talk.folksy.com/u/greenhousecatstudio)\ **Post date:** [6 October 2025 17:17 UTC](https://talk.folksy.com/t/insurance-recommendations/32357/3 "2025-10-06T17:17:31Z")
Thank you so much! I don’t think I’ll meet the artist’s network criteria, but I’ll definitely look into Craft Insurance!💚 ---
**Author:** ![DeborahJonesJewellery](https://sea2.discourse-cdn.com/folksy/user_avatar/talk.folksy.com/deborahjonesjewellery/32/8672_2.png) [@DeborahJonesJewellery](https://talk.folksy.com/u/DeborahJonesJewellery)\ **Post date:** [6 October 2025 18:57 UTC](https://talk.folksy.com/t/insurance-recommendations/32357/4 "2025-10-06T18:57:40Z")
I used a company called G M Imber for many years, they had a specific craft policy and were very easy to deal with (although I never had to make a claim) ---
**Author:** ![thecrimsonrabbit](https://sea2.discourse-cdn.com/folksy/user_avatar/talk.folksy.com/thecrimsonrabbit/32/147468_2.png) [@thecrimsonrabbit](https://talk.folksy.com/u/thecrimsonrabbit)\ **Post date:** [7 October 2025 09:27 UTC](https://talk.folksy.com/t/insurance-recommendations/32357/5 "2025-10-07T09:27:55Z")
I see the artists network recommended a lot on here but I just want to add a word of warning about it. I believe that their scheme is designed primarily for artists in the narrow meaning of the word. Unfortunately you won’t know if the Insurance you get in the Membership is effective for you until you have a claim and if you don’t meet the criteria they list, they won’t provide cover. I may well be wrong but I suggest that anyone who is currently relying on their coverage via the membership (or plans on joining for the cover), double check with them to be sure. I worked in Insurance for over 30 years and having read the policy provided by Hiscox, I don’t think it’d work for anyone who doesn’t meet their rather strict definition of ‘artist’. Have a look at the “What is covered - Insured Activities” section to see what I mean: chrome-extension://efaidnbmnnnibpcajpcglclefindmkaj/[https://static.a-n.co.uk/wp-content/uploads/2025/03/a-n-Members-PPL-PI-PA-Insurance-Policy-Summary-2025-2026.pdf](https://static.a-n.co.uk/wp-content/uploads/2025/03/a-n-Members-PPL-PI-PA-Insurance-Policy-Summary-2025-2026.pdf) It’s got to be worth an email to the agent for the policy to double check (their email address is on the left of the same page). If anyone has already checked this out and knows different, please share here 🙂 ---
**Author:** ![Bearlescent](https://sea2.discourse-cdn.com/folksy/user_avatar/talk.folksy.com/bearlescent/32/67189_2.png) [@Bearlescent](https://talk.folksy.com/u/Bearlescent)\ **Post date:** [7 October 2025 19:44 UTC](https://talk.folksy.com/t/insurance-recommendations/32357/6 "2025-10-07T19:44:08Z")
I’ve been with craft cover for a few years now, luckily I havn’t needed to use it, I have the US on it as well, there are a lot of insurers who don’t cover the US so do check if you want to post there. ---
**Author:** ![greenhousecatstudio](https://sea2.discourse-cdn.com/folksy/user_avatar/talk.folksy.com/greenhousecatstudio/32/223136_2.png) [@greenhousecatstudio](https://talk.folksy.com/u/greenhousecatstudio)\ **Post date:** [10 October 2025 16:27 UTC](https://talk.folksy.com/t/insurance-recommendations/32357/7 "2025-10-10T16:27:28Z")
Thank you so much! It’s useful, I’ll check it out! ---
**Author:** ![greenhousecatstudio](https://sea2.discourse-cdn.com/folksy/user_avatar/talk.folksy.com/greenhousecatstudio/32/223136_2.png) [@greenhousecatstudio](https://talk.folksy.com/u/greenhousecatstudio)\ **Post date:** [10 October 2025 16:31 UTC](https://talk.folksy.com/t/insurance-recommendations/32357/8 "2025-10-10T16:31:33Z")
Hi Debbie! Thank you for your answer, it’s very important info. I don’t think I personally can be considered an artist with my current field of craftsmanship, but it might be really useful to other people might read this thread. ---
**Author:** ![greenhousecatstudio](https://sea2.discourse-cdn.com/folksy/user_avatar/talk.folksy.com/greenhousecatstudio/32/223136_2.png) [@greenhousecatstudio](https://talk.folksy.com/u/greenhousecatstudio)\ **Post date:** [10 October 2025 16:37 UTC](https://talk.folksy.com/t/insurance-recommendations/32357/9 "2025-10-10T16:37:13Z")
Thank you so much! I didn’t plan to post to US just yet, but your post made me think about it. I’ll compare what different insurance companies offer and I’ll take note of the US shipping as well! ---
**Author:** ![Caroleecrafts](https://sea2.discourse-cdn.com/folksy/user_avatar/talk.folksy.com/caroleecrafts/32/184659_2.png) [@Caroleecrafts](https://talk.folksy.com/u/Caroleecrafts)\ **Post date:** [10 October 2025 17:51 UTC](https://talk.folksy.com/t/insurance-recommendations/32357/10 "2025-10-10T17:51:00Z")
I am with AN and yes I do meet their strict criteria, all confirmed with Hiscock’s. They are good but very specific. ---
**Author:** ![azimuthimages](https://avatars.discourse-cdn.com/v4/letter/a/c6cbf5/32.png) [@azimuthimages](https://talk.folksy.com/u/azimuthimages)\ **Post date:** [7 November 2025 17:14 UTC](https://talk.folksy.com/t/insurance-recommendations/32357/11 "2025-11-07T17:14:47Z")
We use Direct Line for business. They cover us for markets plus our stock and printers in the office. ---
**Author:** ![JenStarKnits](https://sea2.discourse-cdn.com/folksy/user_avatar/talk.folksy.com/jenstarknits/32/28987_2.png) [@JenStarKnits](https://talk.folksy.com/u/JenStarKnits)\ **Post date:** [7 November 2025 18:54 UTC](https://talk.folksy.com/t/insurance-recommendations/32357/12 "2025-11-07T18:54:07Z")
I’ve just switched to simply business for insurance this year, last few years been with Craft Cover. Only switched for no other reason that I got some cash back for taking new policy with them. If you got for Craft Cover and are a folksy plus seller there is 10% discount available - just take a look at Plus Account under Shop settings in your dashboard.