I’m not sure that would apply if you came to make a claim on your house insurance. There are a lot of insurance companies out there who will adamantly refuse to insure you if you run a business from home and certainly one of the questions asked is do you have customers visiting.
We changed our insurer a few months ago having realised we were potentially not insured and sure enough, having found someone who would insure (but no customer visitors ticked) we phoned our current insurers and they said absolutely not and they stopped our insurance on the spot.
I’m pretty certain I raised a topic on this. I’ll see if I can find it and add the link.
Yes… here it is 