Okay feel ready to let you know what has been happening to me the last few weeks.
Got a letter from a financial collection agency re a debt. Looked further into it and a mail order catalogue that had not used for about 4 years. Anyway turns out someone from Hatfield ordered under my name but their delivery address. Has taken me a few weeks to get it sorted but finally the company concerned got involve and have removed said debt from my account, closed the account at my request and amended my credit report accordingly.
Another thing got me looking before the letter from Cabot was the fact that my credit score went from 999 to 636. Which was odd as had done nothing different. Ordered a credit report then got the letter re the debt.
Please be careful of passwords etc as mine in this instance appeared in a leak. I know hard to keep track of passwords but have to be so careful. Worth signing up for Experian or one of the others.
As you can imagine have been feeling so sick as have never had a owed money apart from a mortgage which was cleared back in 2000.
Now going through closing accounts and altering all my passwords. The iMac has never been so busy suggesting passwords I would never remember! but needs must.