I know its late and I should be in the land of nod by now, but its really warm and Iām struggling to sleep.
Iām almost ready to take the leap into the Folksy Plus club.
Iāve been thinking about it for ages now, and I feel its time to test the water after almost a year since my little shop here opened its doors.
I was hoping someone could help me regarding how the payment works. Iāve noticed GoCardless as the method of payment, and Iām totally unfamiliar with it. Why not PayPal???
Anywooo this GoCardless thing worries me. I want to try the plus account for a year to see how it goes. I donāt want to have a direct debit taking the money out every year. I want to be in control.
I wanted to pay with my credit card? Is that not possible?
Sorry for all the questions. I just want to be clear what will happen.
Right Iām going to try to get some sleep. It will be light again in 2.5 hours or soā¦
When your Plus account runs out you get a reminder, and the only way they will take your payment is if you go through the process of signing up for it again
Iām just getting the money together for the 3rd year of my Plus account - each time I have had a few weeks break in between so that I can get enough money in my bank account, and thereās been absolutely no problem with the money being taken without permission
Although I have to admit I would much prefer if we could pay by Paypal.
Your reply puts my mind at ease. Its good that its not an automatic direct debit every year.
Does it give the option of a credit card payment?
If so Iām tempted to go for it today. Iām really excited about it. If not then I will have to wait for pay day lol
I think itās a direct charge to your bank account, as far as I can recall thereās no credit card option. I imagine itās cheaper for Folksy this way - paypal fees would be quite high for them. Iāve not had any problems with them taking payments either, itās a one-off charge each time and no automatic renewal.
I never thought but I suppose the clue was in the title āGoCardlessā. No surprise that its direct debit and not credit card lol.
I hadnāt long woken up thatās my excuse
Think its taken directly from our bank account. Its an alternative to having to set up a direct debit for one off payments. They canāt take more payments without your authorisation.
I, too would prefer to pay through PayPal and indeed, the first year Folksy introduced the Plus account (for only Ā£30) thatās how I paid it. Itās a pain in the bum having the money taken out of my bank account as all my business money is in PP.
Never mind - canāt win them all.
Iām a bit annoyed with myself - I had saved enough in my PP account to pay for the Plus account when I was readyā¦and forgot that was what I was saving it for and transferred it to my bank account - dāoh!
It was never an option to pay by Paypal, even in the first year. I remember there was quite a discussion about it on the forum when it was introduced, as no-one had ever heard of Go Cardless! You could always transfer the funds from paypal to your bank account first I suppose.(Sara - you already did that!)
Yes please make it paypal, Iām not going to sign up if its through this Gocardless scheme. Wonder how many others have changed their mind because of it.
Like other folk my money from sales on Folksy is in PayPal and has to be transferred to pay via GoCardless. Suspect it does help Folksy to keep costs down.
